About the Canadian Retirement Calculator

Last Updated: 2026-05-13

Our Mission

Help Canadians prepare for better conversations with their financial advisors. We believe everyone deserves access to clear, accurate retirement planning tools — regardless of income or financial literacy.

What We Believe

  • Understand the basics before you meet with a professional
  • Free education, not personalized advice
  • Your data is sent to our server for calculation only — we never store, log, or share your numbers
  • Transparency builds trust

About Mentor 42 Inc.

This tool is built and owned by Mentor 42 Inc., a Canadian company committed to making financial planning more accessible. We combine technology with plain-language explanations to help Canadians make informed retirement decisions.

Our data sources include the Canada Revenue Agency (CRA), Service Canada, and provincial tax authorities. All calculations are based on publicly available government data and are updated regularly for accuracy.

Continuous Improvement

We actively improve the tool based on your feedback. Features and calculations are regularly refined to ensure accuracy for all Canadians. Our data is continuously updated from CRA, Service Canada, and provincial tax authorities.

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Data Sources

Our projections use data from:

  • Canada Revenue Agency (CRA) — federal tax brackets and RRSP limits
  • Service Canada — CPP and OAS benefit calculations
  • Provincial and territorial governments — provincial tax rates